7224 Forestview Lane North Maple Grove, MN 55369  ♦  (952) 473-6584  ♦  info@ranagency.com

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MN Errors and Omissions Insurance

At RAN Agency, we understand that acquiring insurance isn’t merely about your professionalism, training, or years of experience. It’s about acknowledging the reality of life – human nature dictates that mistakes are inevitable even among the most meticulous individuals. As Insurance Specialists based in Maple Grove, MN, our mission is to ensure you and your loved ones are protected when these incidents occur.

Yes, you can be sued, even if you didn’t do anything wrong

At RAN Agency, we understand the importance of having comprehensive business liability insurance to protect your operation. That’s why, as Insurance Specialists based in Maple Grove, MN, we believe that it is crucial for the general public who’s purchasing insurance to be aware of the extent of their coverage. In this article, we will improve and highlight the key points about business liability insurance, aiming to provide you with an engaging and informative experience on this topic. Business liability insurance protects your operation against a variety of risks, which can be categorized into three main types: bodily injury, property damage, and advertising injury. By understanding the extent of your business liability insurance, you ensure that your company has adequate coverage for any potential situations that may arise.

That’s why it’s important to understand the extent of your business liability insurance since it only protects your operation against bodily injury, property damage, or advertising injury.

But what happens when you, one of your employees, or a vendor fails to catch something that your customer doesn’t miss, and they hold you responsible?

They can not only refuse to pay, they may also sue you for damages.

But with an errors and omissions (E&O) insurance policy, you’ll enjoy specialized liability protection against losses not covered by traditional business insurance.

Who needs E&O insurance?

If your service is possible to be done incorrectly or late, and it costs your client money or harms their reputation, you need to investigate E&O.

What does E&O cover?

Errors and omissions protects you from claims in the event a customer or client sues your service business for negligent acts, errors or omissions occurring during business activities, and which could potentially result in a financial loss for the client.

Errors and omissions insurance policies usually cover the business owner, both salaried and hourly employees, and subcontractors working on behalf of the business.

Errors and omissions insurance can be customized to meet your specific needs, no matter what your business or industry. Real estate agents face different risks than printing companies, but both have potential to impact their customers’ lives and livelihoods if a mistake occurs.

Benefits of a specialized E&O policy may also include:

Why We're Different

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy tailored to you.


After all, there’s no such thing as a one-size-fits-all insurance policy when it comes to your business.


Contact us today, and we’ll help you protect what matters most.

Free Errors and Omissions Insurance Quote


Office: (952) 473-6584
Fax: (952) 473-7089

7224 Forestview Lane North

Maple Grove,MN55369


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