7224 Forestview Lane North Maple Grove, MN 55369  ♦  (952) 473-6584  ♦  info@ranagency.com

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MN Commercial Auto Insurance Policy

At RAN Agency, we understand the importance and value of your commercial vehicles to your business operations. Regardless of whether they are the primary source of income for your business, these vehicles play a crucial role in your day-to-day activities. As insurance specialists in Maple Grove, MN, we emphasize the significance of properly insuring your commercial vehicles to safeguard your business investments.

Commercial Auto InsuranceCommercial auto insurance is different than personal vehicle insurance. In many cases, not only are there multiple vehicles to cover, but also the liability from accidents or claims that will extend to your business as a whole.

Why Insure Your Commercial Vehicles?

Protecting your commercial vehicles is not just about complying with the law, but also about ensuring the security and continuation of your business. By having appropriate insurance coverage, you can:
Buffer the financial impact of accidents, theft, or damage to your vehicles
Minimize potential disruptions to your daily operations
Safeguard your reputation and maintain customer trust

Choosing the Right Insurance for Your Business

At RAN Agency, our team of insurance specialists is committed to guiding you in selecting the most suitable coverage for your commercial vehicles. We take into account various aspects, such as:
Type of vehicles your business uses
The nature of your business operations
The level of risk associated with your industry
This tailored approach ensures that you receive the best coverage options, allowing you to focus on growing your business with peace of mind.

Making sure the coverage for your commercial auto insurance is comprehensive is one the the easiest ways to protect your business. Don’t hesitate, call today.

Worried about costs?

Don’t be. Commercial auto insurance is remarkably inexpensive.

What should my business auto policy cover?

Commercial auto insurance coverage may include:

Title: Understanding the Importance of Company Vehicle Insurance Coverage

As experts in the insurance industry, we at RAN Agency, located in Maple Grove, MN, understand the complexities and legal requirements behind various policies. One crucial aspect to consider is the coverage for company vehicles. When your employees use a company vehicle for business purposes, it’s important to realize that their personal auto policy ceases to provide coverage in the event of an accident, property damage, or fatality caused by one of your employees. This is where the need for adequate company vehicle insurance comes into play, as a lack of appropriate coverage can lead to significant financial and legal consequences for your business.

What to expect from our company

At our firm, you’ll speak with an experienced agent whose main goal is to design a policy to fit to your particular business needs.


Whether your commercial vehicle is for occasional use, a possible new venture, or a daily necessity, we are here to make sure coverage is applicable and answer any questions you may have.

A cautionary tale

As one business owner found out, it’s always best to ask if you don’t know what type of policies you may need.

This owner had a love for fashion and a knack for finding gently used clothing. One day, she decided to take a leap of faith and open her own vintage clothing boutique.

It didn’t take long for business to start booming for the boutique. It wasn’t long before she had an epiphany: Why not complete personal deliveries for locals?

It wasn’t long before she was making deliveries, when the unthinkable occurred: she backed into a young man on a bicycle. While he was not seriously injured, he was hospitalized overnight for monitoring.

The next day a claims adjuster called to inform her that since she was doing business at the time of the accident, the claim would not be covered by her personal insurance policy.

Stuck with a huge hospital bill and letter of lawsuit from the biker’s attorney, she was forced to shut down her business.

Answer this one question:

Can you afford to expose your income, your personal property, and your employees to this high-level of risk? If the answer is “no,” then we can help.

Improve Your Business Protection with RAN Agency

While most insurance products are similar in price and function, insurance providers are very different when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

We’re your neighbors. We protect businesses and people we know and care about, and that means we always look for ways to protect you better, including carefully choosing the insurance companies we represent, to be both affordable and responsive.

In an ever-changing business environment, it is crucial to stay ahead and prioritize the protection of your commercial assets. At RAN Agency, our expertise and dedication to customer satisfaction make us the premier choice for insurance solutions in Maple Grove, MN. Allow us to help you secure your commercial vehicles and support your business’s ongoing success. Contact us today to speak with one of our knowledgeable insurance specialists, and let’s make your business more resilient together.Contact us, and let our insurance professionals help you protect what you care about most.

Free Commercial Auto Insurance Quote


Office: (952) 473-6584
Fax: (952) 473-7089

7224 Forestview Lane North

Maple Grove,MN55369


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