7224 Forestview Lane North Maple Grove, MN 55369  ♦  (952) 473-6584  ♦  info@ranagency.com

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MN Boating Insurance

Protect Your Financial Boat: Insurance Solutions for Watercraft Owners

Embarking on adventures in your watercraft provides an amazing escape from the day-to-day. However, enjoying time on the water also comes with the potential for increased liability risks. At RAN Agency, we specialize in making sure your “financial boat” stays afloat even in the face of challenging situations. Let’s make sure your “financial boat” doesn’t sink should you encounter rough waters.

Does homeowners insurance cover your boat?

Boating InsuranceAt RAN Agency, a leading insurance specialist in Maple Grove, MN, we understand that purchasing insurance for your watercraft is a crucial aspect of responsible boat ownership. Many boat owners may not be aware that their homeowner’s policy might not provide sufficient coverage for their watercraft.

Homeowners Policies vs. Boat Insurance

The truth is, homeowners policies typically impose numerous restrictions on boat owners. These limitations may depend on factors such as the size and horsepower of your watercraft. Consequently, if you solely rely on your homeowner’s policy for boat coverage, you may end up underinsured in the event of an incident.

Having a separate boat insurance policy is essential to ensure complete coverage and protect your valuable investment. This specialized insurance policy can safeguard you against various risks, such as accidental damage, theft, or even liability issues arising from potential accidents.

Boat Insurance: what's covered

Typical coverages should include:

We also provide insurance for the following types of boats and personal watercraft:

Boat insurance discounts spoken here

We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection for income and assets that you will require.

Why we're different

As your dedicated insurance specialist in Maple Grove, MN, RAN Agency can help you navigate the complexities of boat insurance and homeowners policies. Our experienced team will work with you to understand your unique needs, explore insurance options, and find a policy that offers the best possible coverage at competitive rates.

Purchasing a boat is a significant investment, and it is crucial to protect it with the appropriate insurance coverage. Don’t settle for inadequate protection under your homeowner’s policy. Rely on the expertise of professionals like RAN Agency in Maple Grove, MN to address your boat insurance needs and offer you peace of mind. Remember, having a separate boat insurance policy is not only wise; it’s essential to ensure the safety and security of your watercraft. Reach out to us at RAN Agency to discuss your boat insurance options and safeguard your investment today.

Contact us today, and we’ll help you protect what matters most.

Free Boating Insurance Quote


Office: (952) 473-6584
Fax: (952) 473-7089

7224 Forestview Lane North

Maple Grove,MN55369


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